Anticipation: Rise of XRP in the Second Half of 2025 Predicted
The Securities and Exchange Commission (SEC) has delayed its decision on multiple XRP exchange-traded fund (ETF) proposals, extending the review period from the initial August deadlines to mid to late October 2025. This decision covers filings from CoinShares, Bitwise, 21Shares, Canary Capital, Grayscale, and others, with the SEC taking extra time to evaluate public comments and regulatory factors.
If approved, these spot XRP ETFs would allow investors to gain regulated exposure to Ripple’s token through traditional financial markets under frameworks like Nasdaq’s Commodity-Based Trust Shares, potentially making XRP more accessible and appealing to institutional and retail investors.
The potential approval of these ETFs could have a significant impact on the XRP market. Anticipatory buying pressure could initially drive XRP prices upward, possibly pushing the token above key levels such as $3. Analysts forecast a possibility of reaching $10 or higher in the medium term due to ETF inflows. However, some traders might sell shortly after launch, leading to a temporary price pullback, before a stronger rally driven by consistent capital inflows.
The current XRP price has been volatile, recently hovering around the $3 support level amid market correction concerns. If the SEC approves the XRP ETF, asset managers will need to buy and warehouse a sizable inventory of tokens almost immediately, potentially creating new demand.
Ripple Payments has already settled over $70 billion using XRP and Ripple's native stablecoin. The company has secured a Dubai Financial Services Authority license and is spreading its enterprise payments engine across multiple continents, boasting more than 90 payout markets.
Three converging forces could make the second half of the year more exciting for XRP investors: impending ETF approval, increased company demand, and XRP's expanding role as a settlement backbone for traditional finance. Trident Digital, a Singapore-based company, is raising $500 million in capital for an XRP-centric crypto treasury fund, aiming to lock coins away for years, not months.
In addition, Zand Bank and the fintech Mamo are the U.A.E.'s first blockchain-enabled payments clients. Counterparties may need to hold a working balance of XRP rather than constantly swapping it in and out of local fiat currency. The total circulating supply of XRP is 59.1 billion tokens, making the float relatively small and potentially subject to quick changes in supply and demand.
Every single ounce of adoption is favorable for the coin's price over both the short and long terms. As of July 24, XRP is priced at roughly $3.18 per coin and has already increased by 53% this year. Idle cash inside the network effectively becomes dead float, tightening supply for those who want to buy XRP.
In summary, the regulatory delay and the potential ETF launch are key factors shaping XRP’s near-term market outlook. Approval would enable regulated, traditional-market access to XRP, potentially boosting liquidity and demand. The market could see an initial price rise from ETF anticipation, a brief pullback after approval, followed by a sustained rally possibly pushing XRP to double-digit prices. However, the current XRP price is facing volatility near $3 with a risk of downside if approval delays or broader market weakness persist.
- Investors eagerly await the potential impact of the impending XRP ETF approval on the traditional finance market, as it would allow easier access to Ripple's token and increase regulated exposure to XRP.
- Technology plays a crucial role in facilitating the growth of XRP, with companies like Zand Bank and Mamo embracing blockchain-enabled payments, potentially requiring holdings of XRP as working balances.
- The convergence of factors such as impending ETF approval, increased company demand, and XRP's expanding role in traditional finance could fuel a sustained rally in XRP prices, potentially pushing the token to double-digit figures.
