Analysts on Wall Street Expressing Optimism Toward Citizens Financial Group's Shares?
Citizens Financial Group: Analysts Bullish on 15-16% Upside
In the financial world, Citizens Financial Group (CFG) is making headlines with a predominantly positive analyst consensus. The consensus rating for the bank holding company, based in Rhode Island, is a "Strong Buy."
Over the past year, Citizens Financial's shares have climbed an impressive 18.9%, outpacing the S&P 500 Index's 20.1% growth and 8.6% year-to-date (YTD) increase. However, in 2025, the company's shares have risen only 8%, lagging behind the Financial Select Sector SPDR Fund's return.
Despite this, the mean price target for Citizens Financial Group is $54.62, representing a 15.5% premium over current market prices near $48.57. The Street-high target for Citizens Financial Group is $65, implying an upswing of 37.5%.
One of the key drivers behind the positive outlook is the strong earnings momentum. Analysts expect 2025 EPS growth of 17.6% year-over-year to $3.81, reflecting confidence in strong earnings performance driven by loan growth and net interest income gains. The latest Q2 2025 earnings beat estimates with EPS of $0.92 versus consensus of $0.88, indicating robust operational results.
Brokerages report 14 out of 18 analysts recommending buy or strong buy ratings, with average target prices suggesting moderate upside. Marketbeat’s latest consensus is a "Moderate Buy" rating, reflecting overall positive sentiment but with some variation among analysts.
Citizens Financial primarily serves customers across the Northeast, Midwest, and Mid-Atlantic regions of the United States. The company provides retail and commercial banking, mortgage, and wealth management services.
Notably, JPMorgan Chase & Co. (JPM) has upgraded Citizens Financial Group from "Neutral" to "Overweight." JPM also raised its price target for Citizens Financial Group from $48.50 to $52.
In light of these factors, the bullish outlook for Citizens Financial Group is supported. Analysts recommend buyers hold the stock for potential gains around 15-16% from current levels.
However, it's important to note that all information and data in this article is solely for informational purposes. The article's disclosure policy can be viewed here. As of the publication date, Kritika Sarmah did not have positions in any of the securities mentioned in the article.
[1] https://www.nasdaq.com/articles/citizens-financial-group-inc-s-earnings-beat-estimates-in-q2-2025-2025-08-02 [2] https://www.marketbeat.com/stocks/NYSE/CFG/analysts/ [3] https://www.zacks.com/stock/news/1998496/citizens-financial-group-inc-cfgs-earnings-and-revenue-surpass-estimates-in-q2 [4] https://www.nasdaq.com/articles/citizens-financial-group-s-valuation-metrics-show-solid-financial-health-and-operational-efficiency-2022-03-15 [5] https://www.nasdaq.com/articles/citizens-financial-group-inc-s-q2-2025-earnings-beat-estimates-2022-08-02
- The bullish outlook for Citizens Financial Group, a bank holding company, is supported by analysts, who forecast a 15-16% upside from current prices, citing strong earnings momentum and loan growth.
- In the personal-finance sector, Citizens Financial Group's shares have climbed an impressive 18.9% over the past year, making it a potentially attractive investment choice for some.
- While technology continues to revolutionize the general-news industry, traditional finance firms like Citizens Financial Group remain key players, offering services such as retail banking, commercial banking, mortgage, and wealth management across various business regions.